How much is everyone paying for Insurance?
06-17-2008, 06:02 AM
#13
JK Super Freak
Cost is one thing, however posting that doesn't say much, unless you include coverage.
One could be paying $600 per year and that may sound good, however if the coverage is only 20K/40K, then the cost is pretty high.
Pa requires a minimum of 15K/30K liability. This may have been increased to 20K/40K. In addition Pa. also requires a minimum of 5K for PIP.
With that said, I carry 250K/500K liability and 50K PIP.
I carry 50K collision and 50K comp, with a $500 deductable
I carry 50K/100K UM and UIM. Since I have 2 vehicles covered under this policy I have stacking.
I carry limited tort, as I don't believe the court would award me $$$$$$$ for anything less than serious injury anyway.
We have 2 drivers and 2 vehicles covered under this policy for a cost of $812 per year.
Oh forgot to mention my coverage also includes off-road. Of course if I were illegally driving on private property or doing something illegal while off road then I'm SOL.
One could be paying $600 per year and that may sound good, however if the coverage is only 20K/40K, then the cost is pretty high.
Pa requires a minimum of 15K/30K liability. This may have been increased to 20K/40K. In addition Pa. also requires a minimum of 5K for PIP.
With that said, I carry 250K/500K liability and 50K PIP.
I carry 50K collision and 50K comp, with a $500 deductable
I carry 50K/100K UM and UIM. Since I have 2 vehicles covered under this policy I have stacking.
I carry limited tort, as I don't believe the court would award me $$$$$$$ for anything less than serious injury anyway.
We have 2 drivers and 2 vehicles covered under this policy for a cost of $812 per year.
Oh forgot to mention my coverage also includes off-road. Of course if I were illegally driving on private property or doing something illegal while off road then I'm SOL.
Last edited by Lorrel; 06-17-2008 at 07:08 AM.
06-17-2008, 06:28 AM
#14
JK Super Freak
Join Date: Apr 2008
Location: Long Island NY
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yea come to NY rates are insane i pay 2400 a year. and my record is cleaner than the popes sheets. and my dad owns an insurance agency. i would take 600 a year any day of the week.
06-17-2008, 08:05 AM
#15
JK Enthusiast
Join Date: Mar 2008
Location: Upstate, NY
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Roughly $1800 per year. No accidents, no tickets, etc. I have comparable coverage to most. I turn 25 in August, maybe I'll get a box of driving talent in the mail 
06-17-2008, 08:43 AM
#17
JK Enthusiast
Join Date: May 2008
Location: Douglaston NY (Queens)
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I just got my insurance premium coverage sheet. I am in Massachusetts and have a clean driving record. My Jeep is $615.00 per year, which I think is high given that my wife's 08 Sequoia is less at $609.00 per year and that SUV cost $25K more than my Jeep. I just don't get it. How much are other paying for their JK annually in insurance coverage?
Eric
Eric
Insurance premiums are based on the value of the vehicle...they are base on a number of items..driving history, type of vehicle, safety of vehicle, safety equipment, color, crash tests, probability of theft, etc.
My 2007 BMW 335i was far less than my JK...because it was technically safer..harder to steal, not just because of security chipped key, vehicle recovery device etc. but also because it very difficuly to part out...each part has vin etc.
Also becasue the BMW was an On road vehicle....jeep is on and off road..more risk for accident doing stupid stuff lol.
06-17-2008, 09:04 AM
#18
JK Junkie
Join Date: Aug 2007
Location: Gilbert, AZ
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I'm paying $1766 per year for 2 vehicles, fully covered with increased limits, $300 deductible, both wife & I have clean records and in our 30's. Sadly the JK is less than our '02 mini van, but not by much.