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Insurance Help - After an Accident

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Old Jul 17, 2015 | 02:50 PM
  #1  
Machoo's Avatar
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JK Freak
 
Joined: May 2014
Posts: 538
Likes: 11
From: Huntington Beach, CA
Default Insurance Help - After an Accident

Hi all!

Ok, long story short I was rear-ended almost a month ago. It forced me into the vehicle in front of me as well. So, both my front and rear bumpers got messed up - among other things. There are some unknowns such as the exhaust system and some body work that needs to be done. I have had three estimates done on the car and they were wildly different. So, I authorized this last and final shop to do a complete tear down to get an actual estimate. It turns out they are also an approved shop for the insurance company of the insured that hit me - the one at fault and they are of course paying for everything.

My question is this. I am too far along now to just request a check. This shop has my car all torn apart. If I go ahead and approve them to do the work they have estimated just over $600 for the front OEM bumper to be replaced. Does anyone know if I can have them put a different bumper on if it costs less?? I've got my eye on a couple of different front bumpers and they are about that or less. Do they have to replace it with the stock bumper or do you think the shop could put a different bumper on as long as it doesn't cost more than the purchase of an OEM bumper?

Hope this makes sense. I'd love to hear your thoughts. Like I said at this point there are a few unknows and I'd rather not just take a payout. I'd rather leave it at a shop that will go back and beat on the insurance company if they need more money because they discovered something else wrong.

Thanks all!
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Old Jul 17, 2015 | 03:14 PM
  #2  
kfast24's Avatar
JK Enthusiast
 
Joined: Jan 2015
Posts: 213
Likes: 1
From: Dover, NH
Default

I would just ask the shop. Most insurance quoted shops like that will gut check you and give you oem stuff
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