Who's Totaled a JK?
06-27-2016, 05:05 PM
#11
Super Moderator
Now that the dust has settled, can we ask how it was totaled and what the extent of the damage looked like? I about rolled mine a few times this past weekend.
06-28-2016, 05:15 AM
#12
JK Enthusiast
Thread Starter
At the time of the wreck it had just finished raining, and it was dusk. I was attempting to make a 45 degree turn from a two lane state highway on to a side road with a green light and hit an on coming car that I never saw until the last minute. Luckily they guy was by himself and was ok... He was probably going 50-60mph and i was probably going 35-45.
The reason for being a total loss is that the bent front axle pushed and bent the front drive shaft which also was pushed into the transfer case.... The adjuster said that once he replaced just those components we would be at 50% of the value. Sorry about the side ways images....
The reason for being a total loss is that the bent front axle pushed and bent the front drive shaft which also was pushed into the transfer case.... The adjuster said that once he replaced just those components we would be at 50% of the value. Sorry about the side ways images....
06-29-2016, 09:09 AM
#13
JK Newbie
Join Date: Jun 2016
Location: Permian Basin
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Insurance
As a retired Farmer's insurance agent I can tell you that you are welcome to reclaim any parts you want before the appraisal. Once the appraisal is done, taking parts off (without notifying the adjuster) is theft.
Everyone that mods a vehicle should talk to their agent about adding coverage for those aftermarket parts. Documentation is absolutely key! You can insure for as much as you want as long as you can make the premium payments and document the cost at time of loss.
Everyone that mods a vehicle should talk to their agent about adding coverage for those aftermarket parts. Documentation is absolutely key! You can insure for as much as you want as long as you can make the premium payments and document the cost at time of loss.
06-30-2016, 06:58 AM
#14
JK Enthusiast
Join Date: Jul 2010
Location: Corning, NY
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As a retired Farmer's insurance agent I can tell you that you are welcome to reclaim any parts you want before the appraisal. Once the appraisal is done, taking parts off (without notifying the adjuster) is theft.
Everyone that mods a vehicle should talk to their agent about adding coverage for those aftermarket parts. Documentation is absolutely key! You can insure for as much as you want as long as you can make the premium payments and document the cost at time of loss.
Everyone that mods a vehicle should talk to their agent about adding coverage for those aftermarket parts. Documentation is absolutely key! You can insure for as much as you want as long as you can make the premium payments and document the cost at time of loss.
Can't lose with that, especially when I made them give it to me in writing.