In5ane

Out of fun and curiosity, ok...maybe just curiosity, Who waited and saved for their upgrades and who used Credit!

Yucca Patrol

I know I am in the minority here, but I don't buy anything I can't afford to pay for right now.

WRAITHYJEEP

I wanna be like u
i paid for half my jeep with cash and then financed the rest at a low interest with chrysler
i pay cash for all my jeep stuff 95% of the time

In5ane

Yeah, I'm trying to break the habbit and do the same....boy oh boy...it's tough!!!

In5ane

By the way, how did you get my picture.......that avatar is what I looked like this morning at the pump!

Cesar

I have been paying cash...damn its tough staying away from those high limits airline miles credit cards that I have!

Keith615

I'm trying to pay cash only. Thus I have very limited mods currently.

JeepinMass

I do both. I don't buy anything unless I have the cash to pay for it. BUT I use a CC for everything so I can rack up the rewards points. Then when I get home from whatever purchase I pay it off right away. So each month I always have no balance but I still get a bunch of points.

jeeperjkj

That's the ONLY smart way to do it! No need to pay it off as soon as you get home, though. That's what grace periods are for, but buy only what you can pay off w/o paying interest, but use a card where you'll get cash back or some good rewards.

jeeperjkj

It's not worth it to pay a bunch of money down on a vehicle. Unless you're getting absolutely RAPED with your interest rate, you're better off investing the money and just paying the payments out for 60 months or so.