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Old 02-25-2010, 09:43 AM
  #11  
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Wells Fargo Financial Does AutoEquity Options where you Can Refinance your JK for Cash out and pay off loan and car payment at the same time.
Old 02-25-2010, 09:48 AM
  #12  
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The idea of going into debt with the current economy doesn't appeal to me at all. After graduating college last May I had a small amount on a credit card I quickly worked to pay off when I got a job. Now I'm working to pay off my recently purchased Jeep as soon as I can. I figure I can live with stocker for a year and a half until I get it paid off and then when I'm free of the Jeep Payments...I now have that money I used to spend on the Jeep that I can put towards toys FOR the Jeep.

If its all paid off, I'd just work at doing them one at a time. That way you can enjoy watching her grow up step by step :-)
Old 02-25-2010, 09:48 AM
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if you can put away 500 bucks a month you dont need a loan... save a grand buy the mods you can afford then... save another grand... buy more.

i wish i had your problem... geez... be able to put away $500 a month.

for me... every dollar has its place right now.
Old 02-25-2010, 10:06 AM
  #14  
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I've briefly considered getting a 3rd mortgage to build my Jeep, but I would never do it.

About the only thing that makes any financial sense is to have the mods rolled into your original Jeep loan at purchase time if you are able to secure a really low interest rate (like under 3-4%).

I've always treated building my Jeeps like any other addiction. Do you think you should borrow money to go gambling?
Old 02-25-2010, 10:30 AM
  #15  
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Originally Posted by stlfan06
Ive thought about doing the 0% interest loan(12 months i think) from discount tire direct. Everything else you can do in increments.
I think that card is only good on items you buy from them. I know I have thought about signing up for that and getting tires. Yes I can pay cash for them, but interest free for a year, and an extra $50 off at the moment is a good deal. With the JKF discount, and rebates from Goodyear you could get $180 off a set of tires.
Old 02-25-2010, 10:48 AM
  #16  
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......
Old 02-25-2010, 11:23 AM
  #17  
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I just bought parts as I could afford them. would never do a loan to Mod the Jeep. Just do piece by piece. You can find good deals and sales on stuff you want. I did. OME+40 lift/w long travel shocks has cost me around $1200CDN!!!!! Including Lower front arms, jks front track Bar, rear Links, Stabalizer, rear TB bracket, drop pitman arm. Thats Really good IMO.
Old 02-25-2010, 11:36 AM
  #18  
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Originally Posted by stlfan06
Ive thought about doing the 0% interest loan(12 months i think) from discount tire direct. Everything else you can do in increments.
Good point. I did this too but only because it was 0%
Old 02-25-2010, 02:36 PM
  #19  
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I did a small loan on the title of my wifes car. it was a 36 month loan for $5500 and i had it paid off in 6 months, because of an annual bonus i get. its just what i did.

do what ever you feel like, if you want to get a loan, get one. but i would pay it off within 12 months to keep from paying too much interest.
Old 02-25-2010, 02:40 PM
  #20  
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what if you get a loan and..then you wreck your jeep.. your still paying on mods


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